Fact-Check Investigation Report: Moving Checklist: 15 Steps for Relocation to SLP
**Source Analyzed:** https://www.sanluisway.com/blog/checklist-mudanza-15-pasos-relocacion-slp
**Verification Date:** September 21, 2026
**Investigation Conducted By:** San Luis Way Fact-Check Team using AI-powered research agents
EXECUTIVE SUMMARY
**Total Claims Analyzed** | 8
Verified TRUE | 3
PARTIALLY TRUE | 4
Verified FALSE | 1
UNVERIFIABLE | 0
OUTDATED | 0
**Overall Reliability Score:** 6.8/10
**Confidence Level:** Medium — Core procedure (INM stay rules, FMM, major bank document lists and deposits) tracks official 2025–2026 sources, but the headline residence-visa fee of $990 MXN is materially wrong against Ley Federal de Derechos / INM 2026 tariffs, and utility/bank wording omits key local documents (Interapas predial/escrituras; obsolete FM2 labels).
DETAILED FINDINGS
CLAIM 1: Residence visa costs $990 MXN
**CLAIM:** "Visa cost is $990 MXN" / table: "Residence visa $990 MXN"
**VERDICT:** ❌ FALSE
**INVESTIGATION SUMMARY:**
The article presents $990 MXN as the cost of a residence visa. Official 2026 INM derechos for a temporary resident card are about $11,141 MXN for one year ($5,570 with the 50% discount only if family unity, formal job offer, or unpaid invitation is proven). Even in 2025—when this June 2025 post was published—the one-year temporary card was already about $5,570 MXN, not $990. A Mexican consular visa application fee is $56 USD (roughly $990–1,100 MXN depending on FX), but that is only the SRE stamp step and excludes the INM card fee and any work-permit derechos.
**EVIDENCE CHAIN:**
- **Primary Source:** [Ley Federal de Derechos reform (DOF 7 Nov 2025) — Art. 8 temporary/permanent residence quotas for 2026](https://www.diputados.gob.mx/LeyesBiblio/ref/lfd/LFD_ref62_07nov25.pdf)
- **Corroborating Source:** [INM — Tarifas de Derechos Migratorios 2026](https://www.gob.mx/inm/articulos/tarifas-de-derechos-migratorios-2026?idiom=es); [Consulado México (NY) — Temporary Residence Visa fee $56 USD](https://consulmex.sre.gob.mx/nuevayork/images/2026_4_VisaResidenteTemporal.pdf); [Ventanilla Única — canje cost MXN 11,141](https://ventanillaunica.economia.gob.mx/procedure/323/step/604?l=en)
**DETAILED ANALYSIS:**
Readers budgeting $990 MXN for “residence” would underfund the process by an order of magnitude. If the figure was meant as the consular application fee converted to pesos, the article still mislabels it as the full residence-visa cost and ignores the separate INM card payment—so the claim as written is false, not merely outdated.
**CONFIDENCE:** High — Multiple Tier-1 fee schedules contradict $990 MXN as the residence cost.
CLAIM 2: Stays over 180 days for work require a residence visa with work authorization via INM
**CLAIM:** "If your stay will exceed 180 days for work purposes, you need to obtain a residence visa with a work permit" and process through the National Immigration Institute (INM).
**VERDICT:** ✅ TRUE
**INVESTIGATION SUMMARY:**
Mexican law caps ordinary visitor stay (including FMM tourist/business visitor) at up to 180 calendar days. Longer stays require temporary or permanent residence. Paid work generally requires a condition of stay that authorizes remunerated activities (job-offer visa / work permission), managed through SRE consulates abroad and INM inside Mexico. The two-step model the article describes—consular visa stamp, then INM residence card exchange within 30 days—matches current official guidance.
**EVIDENCE CHAIN:**
- **Primary Source:** [INM FMM terms — max 180 calendar days, single entry](https://inm.gob.mx/fmme/publico/en/solicitud.html)
- **Corroborating Source:** [Ley de Migración Art. 59 — 30 days to obtain residence card after entry](https://sdv.com.mx/compendio/ley-de-migracion/articulo-59/); [Ventanilla Única — temporary residence visa then INM card canje](https://ventanillaunica.economia.gob.mx/procedure/323/step/604?l=en)
**DETAILED ANALYSIS:**
The claim correctly separates tourist/visitor limits from residence and ties work to authorized stay. Nuance not in the post: some pathways (e.g., permanent residence via family) include work by status; temporary residence by economic solvency often needs a separate work permit—but the article’s “for work purposes” framing remains sound.
**CONFIDENCE:** High — Consistent with INM/SRE procedural framework.
CLAIM 3: FMM maximum validity 180 calendar days, single entry, available electronically for land entry
**CLAIM:** "This document [FMM], which can be processed electronically, has a maximum validity of 180 calendar days for a single entry" and land entrants should obtain it even if not asked.
**VERDICT:** ✅ TRUE
**INVESTIGATION SUMMARY:**
INM’s official FMM electronic application states maximum validity of 180 calendar days and single entry; validity starts when the migratory stamp is affixed. Electronic FMM is aimed especially at land entries. Air arrivals now receive a digital FMM (FMMd) generated after entry rather than a pre-printed paper form—the article’s land-entry emphasis remains correct.
**EVIDENCE CHAIN:**
- **Primary Source:** [INM — Forma Migratoria Múltiple electronic conditions](https://inm.gob.mx/fmme/publico/en/solicitud.html)
- **Corroborating Source:** [INM micrositio — Forma Migratoria Múltiple Digital (air entry)](https://www.inm.gob.mx/mpublic/publico/inm-tramites.html)
**DETAILED ANALYSIS:**
No material contradiction found. Agents may authorize fewer than 180 days; the article correctly states the legal maximum.
**CONFIDENCE:** High — Direct INM primary text.
CLAIM 4: Foreigners must open a bank account in person with passport, Mexican residence card, and Mexican proof of address
**CLAIM:** "Required documents: Valid passport. Mexican residence card (temporary or permanent). Proof of address in Mexico, such as a recent utility bill… process must be done in person."
**VERDICT:** ⚠️ PARTIALLY TRUE
**INVESTIGATION SUMMARY:**
In-person branch opening and passport + Mexican address proof are standard. A residence card is common but not universally mandatory: Scotiabank publishes visitor/tourist migration documents (≤180 days) as acceptable; HSBC lists FMM alongside temporary/permanent cards; BBVA’s Libretón Premium page targets foreigners “with residence in Mexico” and asks for migratory form or residence card. RFC is not generally listed as a personal-account opening requirement; CURP often is (especially BBVA).
**EVIDENCE CHAIN:**
- **Primary Source:** [Scotiabank México — cuenta para extranjeros (passport + forma migratoria; visitors allowed)](https://www.scotiabank.com.mx/servicios-bancarios/cuenta-extranjeros.aspx)
- **Corroborating Source:** [BBVA Libretón Premium — foreigner docs including CURP](https://www.bbva.mx/personas/productos/cuentas/libreton-premium.html); [HSBC One/Advance folleto — passport + FM2/residence/FMM + address ≤3 months](https://www.hsbc.com.mx/content/dam/hsbc/mx/documents/cuentas/vista/advance/folleto_Advance.pdf)
**DETAILED ANALYSIS:**
The checklist overstates “residence card” as always required and underplays CURP. Core advice (passport + local address + in-person) is right.
**CONFIDENCE:** High — Bank product pages and KYC folletos.
CLAIM 5: BBVA Libretón Premium — minimum deposit $2,000 MXN and CURP for foreigners
**CLAIM:** Table: "BBVA Libreton Premium… Minimum deposit of $2,000 MXN, CURP" with utility bills from the last three months.
**VERDICT:** ✅ TRUE
**INVESTIGATION SUMMARY:**
BBVA’s current Libretón Premium page lists opening amount $2,000.00 and, for foreign residents, migratory form/residence card, passport, CURP constancia if not printed on the migratory document, and proof of address ≤3 months. Product TCR notes initial deposit may be waived if the account is linked to payroll, credit, or investments—so $2,000 is the standard opening amount, not an absolute exceptionless rule.
**EVIDENCE CHAIN:**
- **Primary Source:** [BBVA — Libretón Premium (monto de apertura $2,000; requisitos extranjero + CURP)](https://www.bbva.mx/personas/productos/cuentas/libreton-premium.html)
- **Corroborating Source:** [BBVA TCR Libretón Premium PDF — depósito inicial / excepción nómina-crédito-inversión](https://www.bbva.mx/content/dam/public-web/mexico/documents/personas/cuentas/TCR_LibretonPremium.pdf)
**DETAILED ANALYSIS:**
Matches the article’s BBVA row. Legacy “FM2 or FM3” wording on BBVA pages is outdated nomenclature but does not invalidate the CURP/$2,000 substance.
**CONFIDENCE:** High — Bank primary product page.
CLAIM 6: HSBC Advance — FM2 credential / residence card / FMM and $20,000 MXN minimum deposit
**CLAIM:** Table: "HSBC Advance — FM2 credential, residence card, or FMM… Minimum deposit of $20,000 MXN"
**VERDICT:** ⚠️ PARTIALLY TRUE
**INVESTIGATION SUMMARY:**
HSBC’s November 2025 informative brochure for the successor HSBC One / Advance-tier account still requires a $20,000 M.N. initial deposit and, for foreigners, passport plus “Fotocredencial FM2… or Tarjeta de Residente Permanente, Tarjeta de Residente Temporal or Forma Migratoria Múltiple,” plus address proof ≤3 months. The dollar amount and FMM/residence options are accurate. “FM2” is obsolete statutory terminology (pre–Ley de Migración 2011); modern documents are temporary/permanent residence cards—banks still print the old label.
**EVIDENCE CHAIN:**
- **Primary Source:** [HSBC — Folleto Cuenta HSBC One (depósito inicial $20,000; docs extranjero)](https://www.hsbc.com.mx/content/dam/hsbc/mx/documents/cuentas/vista/advance/folleto_Advance.pdf) — updated Nov 2025
- **Corroborating Source:** [HSBC Advance annex — opening amount $20,000 M.N.](https://www.hsbc.com.mx/content/dam/hsbc/mx/documents/cuentas/vista/advance/anexo_comisiones.pdf)
**DETAILED ANALYSIS:**
Fee/deposit claim holds; document naming is half-legacy. Lower-tier HSBC basic accounts list no $20,000 opening deposit—so the figure is product-specific, which the article’s “HSBC Advance” label correctly scopes.
**CONFIDENCE:** High — Official bank folleto.
CLAIM 7: Since April 2023, a digital INM system in eleven offices including San Luis Potosí issues residence cards in about one hour
**CLAIM:** "In San Luis Potosi, the process has been streamlined thanks to a digital system that allows you to obtain your residence card in approximately one hour. Since April 2023, this system is available in eleven INM offices, including those in San Luis Potosi."
**VERDICT:** ⚠️ PARTIALLY TRUE
**INVESTIGATION SUMMARY:**
Secondary reporting (Mexpro, updated 18 April 2023) documents a same-day / ~1-hour card printout rollout covering eleven states including San Luis Potosí, with operations said to have begun in mid-August (of the prior year relative to that update)—so “since April 2023” is better read as the article’s publication window than the system’s start date. Official Ventanilla Única text for the residence-card exchange still cites administrative wait times up to 15 days; same-day service is not guaranteed nationwide in 2026. SLP remains an INM Oficina de Representación for in-person trámites.
**EVIDENCE CHAIN:**
- **Primary Source:** [Mexpro — INM digital same-day cards; 11 states including San Luis Potosí](https://www.mexpro.com/blog/mexicos-inm-goes-digital/)
- **Corroborating Source:** [Ventanilla Única — residence card step, wait up to 15 days, cost MXN 11,141](https://ventanillaunica.economia.gob.mx/procedure/323/step/604?l=en); [gob.mx INM — oficinas de representación](https://www.gob.mx/inm/acciones-y-programas/horario-y-oficinas-del-inm)
**DETAILED ANALYSIS:**
Directionally true that SLP was among early digital-print offices and that turnaround can be very fast when systems and appointments cooperate; the fixed “April 2023 / one hour / always” framing overstates certainty for 2026 applicants.
**CONFIDENCE:** Medium — Strong secondary corroboration; weak current official SLA for “one hour.”
CLAIM 8: Connecting CFE electricity and water needs only identification and proof of address
**CLAIM:** "Basic services: Connect electricity (CFE), water, gas, and internet. Bring identification and proof of address."
**VERDICT:** ⚠️ PARTIALLY TRUE
**INVESTIGATION SUMMARY:**
ID and a recent address document are necessary but not sufficient for local hookups. CFE new-contract guidance requires completed electrical preparation, customer-service/portal contracting, and a guarantee deposit on the first bill (contracting fee itself is listed as free). Interapas (SLP metro water) new domestic contracts typically require current predial with official number, property deeds (escrituras), and official ID—plus carta poder with two witnesses if the owner does not appear. Naming only “ID + proof of address” understates Interapas and CFE document lists.
**EVIDENCE CHAIN:**
- **Primary Source:** [CFE — Nuevo Contrato (preparación eléctrica; depósito en garantía)](https://www.cfe.mx/hogar/nuevocontrato/Pages/paracontratar.aspx)
- **Corroborating Source:** [Interapas contract requirements reported 2026 — predial, ID, escrituras](https://palestra.com.mx/2026/06/15/ultimas-dos-semanas-para-contratar-agua-sin-costo-recuerda-interapas/); [Interapas trámites page (predial, escrituras, INE/pasaporte)](https://interapas.gob.mx/tramites-duplicate-196)
**DETAILED ANALYSIS:**
The utilities step is directionally right that foreigners need local ID/address paperwork, but relocators following only this checklist will often be turned away at Interapas and CFE for missing predial, deeds, or installation readiness. The article never names Interapas or RFC for utilities.
**CONFIDENCE:** High — Local utility document lists are consistent across 2026 Interapas coverage and CFE contracting pages.
PATTERN ANALYSIS
ACCURACY PATTERNS
Immigration stay rules (180-day visitor cap, INM/SRE two-step residence) and named bank product deposits (BBVA $2,000; HSBC $20,000) are the strongest areas. Fee labeling and utility document lists are the weakest.
BIAS INDICATORS
The post compresses complex Mexican bureaucracy into a short checklist; optimism about “one hour” cards and a $990 residence fee risks under-preparing readers financially and document-wise rather than selling a product.
SOURCING QUALITY
Original post relies on numbered secondary citations not reproduced as official links. This investigation privileged INM, DOF/LFD, SRE consular fee sheets, bank folletos, CFE, and Interapas reporting.
METHODOLOGY NOTES
SEARCHES CONDUCTED
- INM derechos migratorios 2026 / LFD Art. 8 residence fees
- SRE consular temporary residence visa $56 USD
- FMM 180 días vigencia INM
- BBVA Libretón Premium depósito CURP extranjero
- HSBC Advance/One depósito $20,000 FM2 FMM
- Scotiabank cuenta extranjeros requisitos
- INM digital tarjeta residente once oficinas San Luis Potosí
- CFE nuevo contrato requisitos
- Interapas contrato nuevo predial escrituras 2026
- CURP extranjeros / RFC cuenta bancaria
SOURCES CONSULTED
Tier 1: DOF/LFD PDF, INM FMM portal, INM tarifas page, SRE consular PDFs, BBVA/HSBC/Scotiabank product pages, CFE contracting page. Tier 2–4: Ventanilla Única Economía, Interapas/local press on water contracts, Mexpro secondary on digital INM rollout.
LIMITATIONS
- gob.mx INM tariff HTML sometimes blocked by anti-bot challenges; fee figures confirmed via DOF PDF and INM micrositio / Ventanilla Única mirrors.
- Same-day “one hour” card performance in SLP in 2026 was not verified by direct office observation—only by 2023 secondary reporting plus current official max-wait language.
- Article rent ranges and $157,950 moving average were outside the procedural focus and not scored.
**VERIFICATION DATE:** September 21, 2026